Ways to Cut Costs & Save Money at Home
Looking for ways to save a bit of cash? Spending unnecessary amounts every month in terms of your household bills?
There are loads of things you can do to help.
Saving a few dollars here and there will add up. It is worth having a go and seeing how much of a difference you can make.
Here are 9 brilliant ways to cut costs and save money at home.
If you don’t plan your meals, you might be spending a lot more than you need to. It’s easy to grab expensive convenience food or ring for Chinese.
Especially when you lack inspiration but planning ahead will remove that temptation.
Once a week put together a meal plan for the whole family. Not only will you save money, but you will probably make healthier choices too.
There are lots of free templates online and meal plan examples to help get you motivated.
Unused Gym Membership
You may have a gym membership that you pay for each month, but do you use it? If you haven’t been for over three months – cancel it.
Paying for something you don’t use on the off chance you might get motivated is pointless.
If you like working out but don’t enjoy getting to and from the gym, try an online program instead.
They are usually cheaper than a gym membership, and you don’t even have to leave the house!
Wrap Up Warm
If your heating bills are pretty hefty during the cooler months, a simple way to save money is to wear a few extra layers!
If you are in the middle of winter in a T-shirt and shorts, you might be wasting money on heating bills.
Rather than cranking up the temperature, an extra sweater or cozy pair of socks might do the trick!
As well as being much better for the environment, solar energy could save you thousands over a lifetime.
Solar panels are made of lots of photovoltaic (PV) cells which convert sunlight to useable energy. Which results in far lower electricity bills.
If you are interested in finding out more, talk to a local solar energy specialist. They can give you a quote and an indication of what your annual cost savings might be.
Online Grocery Shopping
If you tend to buy things you don’t need, you may benefit from online grocery shopping instead. Not only can you take your time comparing prices but you won’t be as tempted to buy things you don’t need.
You can even save a list of your favorite items to make it easier and quicker next time.
Many stores offer a click and collect service or home delivery too. Most of the bigger stores offer that too.
You might be surprised at how much you save when the temptation of buying unnecessary items is removed.
Sell Things You No Longer Use
If your home is full of toys, clothes, or furniture that you no longer need, donate it. You can offer it for free on local selling pages too.
However, if you want to make a bit of money from it, why not sell it instead?
More and more people are now buying things second-hand. You could make a great deal of money if you do it properly.
Spend a bit of time taking decent photographs and try to make your listings as detailed as possible.
This is particularly important if using websites like eBay, where you may be up against similar listings.
Use Comparison Sites
From the best mobile phone package to the cheapest car insurance, comparison sites are a great way to cut costs and save money.
All you have to do is enter some basic information. The website will list the best deals available to you at the time.
Auto-renewing insurance may be quicker, but most of the time, your new premium will be far higher than it was the previous year. Sometimes, it pays to look around.
Once you input your basic information, you shouldn’t have to do it again, so it needn’t take much time at all.
Put Your Heating on a Timer
If you have your heating on constantly, you could be wasting money, so have it set on a timer instead.
It’s a good idea to have it come on first thing in the morning. That way, your home is warm when you wake up.
It doesn’t need to stay on all day unless it’s exceptionally cold outside. Where there may be some concern about pipes freezing.
Set it to come on at certain times throughout the day. By doing this, you could see a drastic reduction in your energy bills.
Buy No-Name Grocery Items
If you spend too much on groceries each month, try switching to grocery store no-name products instead.
Many people think that certain items such as ketchup or laundry detergent aren’t as good as the more name brands, but it’s worth trying them out regardless.
Some name brands are manufactured in the same factories as the cheaper brands, so, in some cases, the products may be identical. Try it out for a month and see how much you could save.
If you want to have some fun with it, get the whole family involved. Do some blind taste testing to see which products you like and which you don’t.
You Ready to Make Small Changes?
Small changes can make a big difference. The next time you reach for your wallet, consider whether there are ways to reduce your spending.
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If you make savings, set the money aside. At the end of the year, you can see the positive impact that being a bit more cautious can bring.
Do you have any additional ways to cut costs at home?
Let me know, til then—cheers m’deres!
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Nancy Polanco is a freelance journalist, lifestyle content creator, and editor of Whispered Inspirations. She is a proud Mom to Gabby and Michaela and partner and best friend to Darasak. Having worked as part of a health care team for almost a decade, Nancy is happy to be back to her passion. She is a contributor to the Huffington Post, TODAY’s Parents, and an Oprah Magazine Brand Ambassador.